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\bibitem{LanThanhNguyen_etal2018} {\textquotedblleft}\textit{Access to preferential loans for poverty reduction and rural development : evidence from Vietnam}{\textquotedblright}. Lan Thanh Nguyen, Anh Pham Hoai Nguyen, Van Passel S, Azadi H, Lebailly P, Journal Of Economic Issues \textbf{52}, 246 (2018).   http://doi.org/10.1080/00213624.2018.1430953

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